TAGS: Edinburgh RugbyLeicester TigersSaracensWorcester Warriors “I’m proud of the effort today. We are getting better, irrespective of who we play.”To watch the weekend’s Aviva Premiership highlights, follow this link Dead-eye Dan: Ospreys outside-half Dan Biggar kicked 100% of his chances to help his team beat Cardiff BluesBy Katie FieldThe SaintsDan-tasticHe kicked 17 of his side’s points in their 22-19 away victory at Cardiff Blues and was Man-of-the-Match – yes, the Ospreys outside-half Dan Biggar had a Christmas cracker of an evening on Friday.Justin Tipuric’s try helped the Ospreys move up the RaboDirect Pro 12 table into fourth spot, just one point behind Leinster.Remarkably, Biggar has not missed a single kick at goal since September. In the ensuing three months he has hit the target 33 times for the Ospreys and twice for Wales, so it’s not only Cardiff who’ve been suffering from the Biggar Blues.Better late than neverOn a weekend of largely low-scoring matches, the stage was set for some last-minute heroics and Stephen Myler and Ronan O’Mahony duly obliged.Myler struck a penalty with the last kick of the game against London Wasps at Adams Park, to steal a 17-15 win for the Saints and allow them to maintain second in the Aviva Premiership table .“We had not beaten them for four seasons so with 30 seconds to go we thought we had done enough,” said disappointed Wasps director of rugby Dai Young.Later on Saturday, Munster were bidding to go into Christmas on a high by beating the Scarlets in Cork, but they were trailing 10-9 in the closing seconds of the match. The mid-table Welsh side must have thought they had an unlikely win over the league leaders sewn up, but they also had two players in the sin-bin and Munster created a try for O’Mahony with the final play of the game to steal the win – just as they had in the Heineken Cup last week.Flying ScotsmenEdinburgh made it five wins from their last seven in all competitions when they defeated Leinster 11-6 at Murrayfield on Friday. They hadn’t beaten the Irish giants since 24 September 2010 and started this season with four losses from their first five RaboDirect Pro 12 games, but a try from wing Dougie Fife and two penalties from Greig Laidlaw were enough to defeat the defending champions.Laidlaw was impressive throughout, cutting through the Leinster defence several times, but Edinburgh flanker Cornell Du Preez was the Man of the Match. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS The SinnersToothless TigersLeicester suffered their biggest Premiership defeat of all time, going down 49-10 to Saracens at Allianz Park. There was no Christmas spirit in evidence from Saracens as they ruthlessly took Leicester apart up front and capitalised on their dominance with six tries, including two for Chris Ashton, one each for Jack Wilson, Billy Vunipola and Jackson Wray and a penalty try.At the double: Chris Ashton scored two tries for SaracensLeicester boss Richard Cockerill was critical of some of the officiating, particularly the sin-binning of Graham Kitchener – Saracens scored 15 points while he was off the pitch. However, Cockerill did admit: “Saracens played very well, they deserved to win and their power was the key for them and we couldn’t cope with it. We weren’t good enough.”Washed outHorribly wet and windy weather across much of the British Isles made it extremely difficult for the players to turn on the style this weekend. Excluding the points fest that was Saracens v Leicester, a total of just five tries were scored in the remaining five Aviva Premiership games while in the RaboDirect Pro 12 there were eight tries across the five games.Worst of all, the rain meant Glasgow Warriors’ clash with Benetton Treviso had to be postponed as the Scotstoun pitch was waterlogged. Ah well, at least it didn’t snow!Ten out of tenWorcester Warriors looked a Christmas gift-horse in the mouth as they allowed Gloucester to stutter their way to a 12-6 victory at Kingsholm. It meant the Warriors have lost their first ten Aviva Premiership matches and will need some kind of miracle to climb out of the relegation spot in 2014.Trailing only 9-6 with half an hour to go, Worcester made things tough for themselves when they lost Richard de Carpentier to the sin-bin. Paul Warwick came within a whisker of scoring a winning try for them, but Henry Trinder stopped him inches short, and the visitors were unable to capitalise on a one-man advantage for the last few minutes after Jonny May was shown a yellow card.The Warriors knew the match against the out-of-sorts Gloucester side presented them with a good chance of breaking their Premiership duck, but they still fell short. However, director of rugby Dean Ryan remains upbeat, saying: “I’m looking forward to the New Year because we’re a different side to what we were eight or nine weeks ago – by a long way. We are a pretty strong group now and we’re looking forward to seeing what comes round the corner. BARNET, ENGLAND – DECEMBER 21: Chris Ashton of Saracens moves past Jordan Crane during the Aviva Premiership match between Saracens and Leicester Tigers at Allianz Park on December 21, 2013 in Barnet, England. (Photo by David Rogers/Getty Images)
You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment. Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Please enter your name here Share on Facebook Tweet on Twitter Florida gas prices jump 12 cents; most expensive since 2014 LEAVE A REPLY Cancel reply TAGSFuel Efficiency Previous articleNHL Veteran Chad LaRose joins Orlando Solar BearsNext articleHave pride in your neighborhood and the funds to show it Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your comment! A small investment now can save you money in the futureOver the last decade, fuel economy has become an important factor for many car buyers and has become a focus for car engineers as well. Even if you aren’t in the market to buy a new, more fuel efficient car, there are a few ways you can increase your car’s fuel efficiency with a few minor changes. 1. Ease up on the GasIf you’re zooming off from stop signs and lights, you’re wasting a good deal of gas. Ease up a little bit at those stopping points and coast when you can, and you will save on your gas economy.2. Use Recommended OctaneUsing the recommended octane. Even if it is lower, it means your car is running most efficiently. A higher octane really does nothing for your fuel economy; it’s more for preventing dangerous combustion.3. AerodynamicsTo reduce weight, clean out the unnecessary junk in your car and get rid of the roof rack that you’re not using. Changing your tires to a light weight, light resistance tire will also help by creating less of a load and less resistance, allowing your car to run more efficiently. Also, check your tires to make sure that they are properly filled, as low tires means more friction.4. Keep up with your MaintenanceKeeping your maintenance up to date helps your car stay in top condition and last longer. This includes keeping your engine and fuel components working at their best with regular filter changes, oil changes, rotation and balance of your tires, and replacement of spark plugs. Keeping fuel levels at their proper levels helps with this as well. You can also use fuel injectors in order to keep your fuel tank clean and combusting properly.5. Remap your Engine Control Unit (ECU)You can also remap your ECU. This takes some knowledge on tuning and working with your car’s computer system, but if you know how, or know someone who does, it can make a big difference in the amount of fuel your car is consuming.With a combination of these changes, you could potentially save up to 15% in fuel consumption meaning a 15% decrease in the amount you spend on fuel equaling around $400 a year or more. UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000
About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 17 December 2004 | News TV coverage for a London black tie/posh event next week? AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Talkback TV are making a film for BBC2 about modern manners and are hoping to film at a black tie event or ‘posh do’ next week. If you’d like to take part, get in touch with the TV company.Talkback TV are looking to film at a charity or sports club black tie event within the next week or so. It could be an end of season or Christmas ‘do’, although they don’t want to film a major company’s Christmas party.They say that they want to get shots of different types of party as well as to interview guests on their opinions on modern manners. The BBC2 show they are working on will look at the way modern situations (eg mobile phones) affect our manners. It is a pilot with a view to a series and each programme will have a different theme eg. modern manners at work, on dates, in restaurants and so on. Advertisement Tagged with: Digital Events 20 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The programme is meant to be humorous but will also provide practical information in the form of “expert advice about how to navigate your way through social scenarios and moral dilemmas.”Conrad Chandler at Talkback TV told UK Fundraising: “we will work discretely on an informed consent basis and only with the full comfort of the host/organiser.” He added: “We are not Ibiza Uncovered!”Since Talkback TV are London-based, it’s likely they’d prefer to film at a London event.Contact Conrad on 0207 861 8007 if you would like this kind of involvement for your event next week.
It is hoped that the campaign will generate £250,000 worth of good quality men’s stock for the charity’s network of 600 shops. The charity estimates that each bag of good quality items can be worth around £30 to it. Simon Ledsham, retail director at Cancer Research UK, said: “All good-quality donations of clothes, books, CDs and household items are welcome. Generating stock is vital for the charity’s shops so we’re really hoping that we’ll get some great men’s fashion and accessories from this campaign.” Howard Lake | 25 September 2007 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Celebrity clothes to raise funds for Cancer Research UK Cancer Research UK is partnering with men’s clothing retailer Burton to encourage men to donate unwanted clothes, accessories and homewares to raise funds for the charity. Celebrities such as Ryan Giggs, Big Brother star Ziggy, TV presenter Jeff Brazier and actor Chucky Venice are helping to promote the new campaign.From now until mid-October the “Don’t Need It? Donate It” campaign is encouraging men “to make themselves over and help beat cancer at the same time”. In return for donating items, Burton will reward participants with a discount on men’s fashion in their stores: Cancer Research UK will hand over a voucher for £5 off a spend of £25 or more in Burton when donations are received. Advertisement 24 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Celebrity Trading About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Melanie May | 7 July 2017 | News Tagged with: Giving/Philanthropy MS Trust chosen as The October Club’s official charity partner About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. The October Club has announced Multiple Sclerosis (MS) Trust as its annual charity partner for 2017, its 30th anniversary year.The partnership launched at the House of Commons on 3rd July, at an event hosted by Baroness Wheatcroft MP and previous editor-in-chief of The Wall Street Journal Europe, and Chairman Mark Pumfrey, Head of Liquidnet EMEA, and attended by The October Club’s Committee, the MS Trust and October Club supporters.The October Club will raise funds for the MS Trust’s Advanced MS Champions project. This programme will fund six new Champions over a three-year period in selected locations to trial different approaches and models of care ahead of a national rollout. The Champions will work with people with MS and their families to understand their needs, to help people manage their symptoms, and to help identify potential issues before they become emergencies. They will also coordinate care from other specialists including physiotherapists, occupational therapists, palliative and social care, to provide joined-up support.So far, The October Club has raised over £10 million for charity projects since 1987, an average of £500,000 for each cause.Pam Macfarlane, chief executive of the MS Trust said:“The MS Trust is honoured to have been chosen to work with The October Club. Our work over the past five years has shown that people with advanced MS and their families all too often miss out on vital specialist care. The generous support of The October Club will enable us to act boldly on our research and make a huge difference for these people today.”Main image: Chairman Mark Pumfrey gives speech to guests at launch event about the MS Trust Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9 69 total views, 3 views today 70 total views, 4 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis9
Home Indiana Agriculture News China Makes Down Payment on U.S. Soybean Purchases SHARE China Makes Down Payment on U.S. Soybean Purchases By NAFB News Service – Dec 12, 2018 Facebook Twitter Facebook Twitter SHARE China appears to have begun following through on planned purchases of U.S. soybeans. Reuters reported Wednesday that China made its first major purchase of U.S. soybeans in more than six months. Chinese state-owned companies purchased at least 500,000 metric tons of U.S. soybeans, the equivalent of roughly 18 million bushels. The purchases follow an announcement after talks between the U.S. and China at the G20 Summit that China will resume buying U.S. ag products.Traders told Reuters the soybeans are expected to be shipped from grain terminals in the U.S. Pacific Northwest, the most direct route to Asia. Historically, China is the largest buyer of U.S. soybeans, importing about 60 percent of all U.S. soybean exports last year, valued at more than $12 billion. Those purchases stopped this year, however, as China implemented a 25 percent tariff on U.S. soybeans as part of the U.S.-China trade war.Source: NAFB News Service Previous articleFarm Bureau and Others Can Get on Board with New WOTUS ProposalNext articleIndiana Farm Expo Thursday Schedule of Events NAFB News Service
June 4, 2021 Find out more News “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says Follow the news on Europe – Central Asia Respect judicial independence in cases of two leading journalists in Serbia and Montenegro, RSF says Receive email alerts RSF calls for a fully transparent investigation after mine kills two journalists in Azerbaijan Help by sharing this information Europe – Central Asia Reporters Without Borders voiced concern today about a court order banning distribution of the weekly Svedok because of an interview with a suspect in the 12 March assassination of Prime Minister Zoran Djindjic. The organisation said it was inappropriate to use a recently adopted news media law as the legal basis for the decision.”This ban is disproportionate and recalls the arbitrary sanctions adopted against several news media during the state of emergency,” Reporters Without Borders secretary-general Robert Ménard said. “It is all the more serious as it is a court decision based on the new news media law,” he said. “We hold that an interview of this kind is news in itself and the newspaper should not be banned for publishing it,” Ménard added.At the request of the prosecutor’s office in Belgrade, a court on 3 June ordered the suspension of Svedok’s distribution and the seizure of all copies of the current issue containing an interview with Milorad Lukovic Legija, the fugitive former commander of the Serbian police special forces and leading suspect in Djindjic’s assassination. The distributor, Borba, stopped Svedok’s distribution during the night of 3 June without telling editor Vlanad Dinic.The ministry of culture and news media said in a press release that Svedok had tried to disturb the peace and undermine the police investigation’s effects, and had committed a breach of ethics. The decision was based on articles 17 and 18 of the news media law that was adopted on 22 April, during the state of emergency. The two articles define the circumstances in which a publication can be banned and confiscated, and the procedure to follow. Article 17, in particular, says that a court can block publication of a news item that could have serious and irreparable consequences and cannot be suppressed in any other way. The wording is very vague and lends itself to very broad interpretation about the kind of news that could be concerned by this article and could therefore be subject to a distribution ban. Organisation to go further June 7, 2021 Find out more June 8, 2021 Find out more News News RSF_en News June 5, 2003 – Updated on January 20, 2016 Ban on distribution of weekly Europe – Central Asia
News Help by sharing this information Organisation March 24, 2011 – Updated on January 20, 2016 Maan Aqil detained The journalist Maan Aqil was briefly detained after being constantly harassed during the preceding days (http://en.rsf.org/syria-wave-of-arrests-of-syrian-bloggers-24-02-2011,39…). RSF_en
More Cool Stuff faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News First Heatwave Expected Next Week Subscribe Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Your email address will not be published. Required fields are marked * Business News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy The nationally touring, interactive World Vision Experience exhibit (www.worldvisionexperience.org) will bring national news headlines to life right here in La Canada, raising awareness of sex trafficking, refugees, and child protection in the world’s most fragile and vulnerable places. La Canada Presbyterian Church is hosting this innovative exhibit as part of its commitment to address the greatest needs of our day.The exhibit is open in the La Canada Presbyterian Church’s parking lot on Sunday, October 25, 9:00 a.m. to 4:00 p.m. and Monday & Tuesday, October 26 & 27, 3:00 p.m. to 9:00 p.m. Walk-ups are welcome. While the exhibit is appropriate for ages 13 and up, there will also be a child-friendly hour (appropriate for ages 5-12) on Sunday, 10/25 from 9:30-10:30am and 11:30-12pm, as well as Monday 10/26, 2-3pm. Visitors can also reserve a front-of-the-line pass in advance by going to worldvisionexperience.org. To see a list of current bookings for The World Vision Experience exhibit, go to worldvisionexperience.org.“World Vision is providing residents of our community with an opportunity to see, hear, and experience in a personal way, the lives of children whose worlds have been devastated by extreme poverty,” said Megan Katerjian, Associate Pastor of Outreach at the church and project coordinator for the exhibit. “As a church, we are committed to tackling global poverty by focusing on the areas of greatest need, and we see this partnership with World Vision as a great way to do that.”Visitors to the Experience will step into a “global village” contained inside a tractor trailer in the church’s parking lot. Inside they will don headsets and walk through an inspiring 20-minute journey with four young children, Reshma, Hamze, Moses, and Junior, walking into the heart of the most pressing causes of our time: human trafficking, the Syrian refugee crisis, and the protection of vulnerable children. The true, life-changing stories within the exhibit will open eyes to untold stories going on around the world and inspire people to follow the example of Jesus by going to the margins to make a difference in the lives of the most vulnerable children and families.“World Vision, unfortunately, cannot take thousands of Americans to places like Bangladesh, Syria, or Uganda to personally witness the tragedy of extreme poverty,” said Richard E. Strearns, president and CEO of World Vision, U.S. “So we’ve created this exhibit to enable people to virtually experience the effects of some of the greatest causes of our day and how they can help. No one can do everything, but each of us can do something to help turn the tide against global poverty.”La Canada Presbyterian Church is located at 626 Foothill Blvd. For additional information, call the church office at (818) 790-6708. For more information on any of our programs, go to www.lacanadapc.org. Name (required) Mail (required) (not be published) Website Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Make a comment 4 recommended0 commentsShareShareTweetSharePin it Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Faith & Religion News Award-Winning Exhibit Coming to La Canada as Part of National Tour Locals walk through a free, interactive exhibit to experience the effects of extreme poverty from the perspective of the world’s most vulnerable children and families From STAFF REPORTS Published on Tuesday, October 20, 2015 | 8:54 pm Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Herbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeautyEase Up! Snake Massages Are Real And Do Wonders!HerbeautyHerbeautyHerbeautyPriyanka Chopra’s 10 Year Challenge Pic Will Surprise YouHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyStop Eating Read Meat (Before It’s Too Late)HerbeautyHerbeautyHerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeauty
WhatsApp Ofer Katz Twitter Local NewsBusiness Facebook Twitter Fiverr Announces Promotion of Ofer Katz to President and Chief Financial Officer WhatsApp Facebook By Digital AIM Web Support – February 18, 2021 TAGS Pinterest Pinterest Previous articleInformedDNA Welcomes Seasoned Healthcare Executive Dan Lieber as New CEONext articleWalmart raises annual dividend to $2.20 per share, marking 48th consecutive year of dividend increases Digital AIM Web Support
Home / Daily Dose / St. Louis Fed President Says Community Banks Need More Regulatory Relief Demand Propels Home Prices Upward 2 days ago Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago St. Louis Fed President James BullardSmall, community banks require more regulatory relief, especially those that hold mortgage originations, so what can be done to reduce this burden?St. Louis Federal Reserve President James Bullard discussed regulatory burden and what can be done to reduce this burden on community banks during a community banking conference hosted by the Federal Reserve Board and the Conference of State Bank Supervisors.”More could be done. There appear to be some areas where we have sufficient information and experience to warrant additional action.”Bullard first took a look back at last year in his speech, highlighting the first of six meetings under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 occurring last December, the increased asset threshold for small bank holding companies and savings and loan holding companies from $500 million to $1 billion in April, and changes to call report requirements several weeks ago.While these changes are a step in the right direction Bullard did note, “more could be done. There appear to be some areas where we have sufficient information and experience to warrant additional action.”Bullard suggests that regulators consider increasing the transaction value threshold under which a property requires an appraisal by a state-certified or licensed appraiser. The current limit has stood at $250,000 since 1994.”Inflation adjustment alone suggests that the threshold in 2015 should be higher,” Bullard explained. “We estimate the number of required appraisals would decline significantly.”Regulators should also consider mandatory escrow requirements for taxes and insurance premiums on mortgages that are held in a community bank’s portfolio, Bullard said. Regulation Z recently experienced some “helpful” amendments, in that they provided a number of exemptions for certain types of loans made in rural or underserved areas.”However, these exemptions do not go far enough,” Bullard noted. “More can likely be done to address escrow requirements for community banks in locations that hold mortgages in portfolio.” Community Banks James Bullard Regulatory Relief St. Louis Federal Reserve 2015-10-01 Brian Honea Share Save Tagged with: Community Banks James Bullard Regulatory Relief St. Louis Federal Reserve Subscribe About Author: Xhevrije West Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Previous: TRID: Into the Great Unknown Next: DS News Webcast: Friday 10/2/2015 St. Louis Fed President Says Community Banks Need More Regulatory Relief Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 1, 2015 1,047 Views Related Articles in Daily Dose, Featured, Government, News Demand Propels Home Prices Upward 2 days ago
Print This Post Share Save Mortgage-Loan Delinquency Rates: Q2 2020 Snapshot August 17, 2020 2,449 Views The Best Markets For Residential Property Investors 2 days ago Delinquency MBA 2020-08-17 Christina Hughes Babb Previous: Almost 3 Million Homeowners May Not Qualify for COVID Relief Next: HUD, White House Pen Op-Ed on ‘Defending Suburbs’ Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: Chuck Green Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago There was a climb of 8.22% in the delinquency rate for mortgage loans on one-to four-unit residential properties of all loans outstanding at the conclusion of the second quarter, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. Researchers say that, all things considered, delinquency has “yet to emerge as a major issue.”From the first quarter of the year, the delinquency rate increased by 386 basis points. From a year ago, it ascended 369 basis points. With the survey in mind, if the payment was not made based on the original terms of the mortgage, servicers are asked by the MBA to report loans in forbearance as delinquent.With 628 basis points, the state of New Jersey showed the largest quarterly spike in overall delinquency, followed by Nevada, 600 basis points; New York, 575; Florida, 569, with Hawaii rounding out the top five at 525. Those regions most affected all include a prevalence of leisure and hospitality jobs that absorbed particularly hard hits by COVID-19.For all outstanding loans, the seasonally adjusted total mortgage delinquency spiked contrasted to last quarter. There was a drop of 33 basis points to 2.34% in the 30-day delinquency rate, while the 60-day delinquency rate headed in the other direction, ballooning 138 basis points to 2.15%. It was the highest rates since the survey was initiated in 1979. Meantime, there was an escalation of 279 basis points to 3.72% for 90-day delinquency. That topped all rates dating back to the third quarter of 2010.The 30-day delinquency rate decreased 33 basis points to 2.34 percent, while the 60-day delinquency rate increased 138 basis points to 2.15 percent. That was the highest rate since the survey was initiated in 1979. Meantime, the 90-day delinquency bucket increased 279 basis points to 3.72 percent. It was the highest rate since the third quarter of 2010.Compared to the previous quarter, based on loan type, there was a jump of 352 basis points to 6.68% in the total delinquency rate for conventional loans. It looms as the highest rate since the third quarter of 2012. There was a hike of 569 basis points to 15.65% in the FHA delinquency rate. It was the largest since the start of the survey in 1979. Toppling another long-held record, the VA delinquency rate ticked up by 340 basis points to 8.05% over the previous quarter. That surpassed the previously highest rate since third quarter of 2009.Last month, the share of mortgage loans that fell into delinquency toppled anything experienced since the Great Depression, according to CoreLogic’s data. It also was the highest rate on record in 21 years. A total of 3.4% of mortgages went from current to 30 days past due during April. That surged past the 2% high set in late 2008.Frank Martell, President and CEO of CoreLogic, said that thanks to government COVID-19 relief programs and other housing finance industry efforts, despite the scale and suddenness of the pandemic, mortgage delinquency has yet to emerge as a major issue. “As the true impact of the economic shutdown during the second quarter of 2020 becomes clearer, we can expect to see a rise in delinquencies in the next 12-18 months—especially as forbearance periods under the CARES Act come to a close.” Chuck Green has contributed to the Wall Street Journal, Washington Post, Los Angeles Times, San Francisco Chronicle, Chicago Tribune and others covering various industries, including real estate, business and banking, technology, and sports. Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Delinquency MBA Home / Daily Dose / Mortgage-Loan Delinquency Rates: Q2 2020 Snapshot The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Subscribe
Ithaca N.Y. –– The Ithaca Police Department is searching for a man who forcibly touched at least two people on Stewart Avenue this weekend.At around 2 a.m. Sunday, police officers responded to a call of forcible touching on the 200 block of Stewart Avenue. The suspect had forcibly touched at least two victims before fleeing the scene, police said. Anna Lamb Tagged: crime, police Anna Lamb is a reporter for the Ithaca Voice.Questions? Story tips? Contact her at [email protected] More by Anna Lamb Your Crime & Courts news is made possible with support from: Police Dispatch: 607-272-3245Police Administration: 607-272-9973Police Tipline 607-330-0000Email: [email protected] Email Tip Address: www.cityofithaca.org/ipdtips The suspect is described as a white man in his mid-20s with a prominent jawline, short blonde hair and a slender build. At the time of the incident, he was wearing a gray T-shirt.The investigation into the incident is ongoing. Authorities are asking anyone with information to contact the IPD.
HUDSON COUNTY — With heavy rains at high tide, flooding conditions were reported in Hoboken and Jersey City on Monday morning in the usual low-lying areas. Officials warned residents not to try to drive through high water. People have become stranded.Twitter was flooded with flood photos this morning — including near the Hoboken ShopRite, First and Harrison Streets, and a Weehawken marina, where small boats were crashing against the shoreline.Keep up with the latest on Twitter at @hudson_reporter.Accuweather predicted that rains would stop around 1 p.m. ×SPRING RAIN — Birch trees and rain in uptown Hoboken on the morning of Monday, April 16. In the low-lying areas in the west and south of town, streets were flooding. SPRING RAIN — Birch trees and rain in uptown Hoboken on the morning of Monday, April 16. In the low-lying areas in the west and south of town, streets were flooding.
Residents of Dunbar in East Lothian are so concerned about the possible closure of the William Smith’s bakery, that they are putting together a plan for the local community to buy it.Sustaining Dunbar, a not-for-profit association affiliated to the Dunbar Community Develop-ment Company, was officially launched on 30 April this year, and is currently looking at ways to fund a community buy-out of the bakery, which makes cakes, breads and savouries on its high street premises.At the moment, the Smith family have no concrete plans. “Everything is up in the air,” said manageress Katherine Smith, and she admitted that she did not know what would happen to the bakery when the family retires. “It would be nice if it was sold as a going concern, but I guess that depends on whether the price is right. The business has been in the same family for over 150 years and it’s something we’re very passionate about. Everything we sell, we make,” she added.Convener of Sustaining Dunbar Philip Revell said the plans are still in the early stages, and they are in the process of putting together a business plan. “William Smith’s is the only working bakery in Dunbar and, when we heard they were retiring, were very concerned about what it would do to the area,” said Revell.He explained that they would need to move fast in terms of the working out the plans to finance the project, so they could get in a bid for the site, which he stated was currently up for sale.